FHA Mortgage Loans

FHA loans are the most common type of loan and most first-time home buyers use this program. They are flexible and allow purchases down to just a 500 credit score in some cases.

FHA mortgage loans are insured by the Federal Housing Administration (FHA) and provide a variety of benefits for home buyers, especially first-time buyers, buyers without large down payments, or those using gifts for down payments and closing costs.

FHA Loan Highlights

  • 3.5% down payment (96.5% LTV)
  • Gift funds or assistance allowed
  • Co-signers may help you qualify even if they will not be living in the home

If it sounds like a FHA loan is right for you, click here for our secure and easy pre-qualification form. One of our loan officers will contact you quickly with your approval.

Loan product availability is subject to many factors including loan amount and qualification of borrower. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states in which the company holds licenses. Loan approval, note rate and annual percentage rate (“APR”) are dependent on factors including, but not limited to: loan program selected, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms, and interest rates are subject to change without notice.

Equal Housing Lender