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Conventional Mortgage Loans

Conventional mortgages are loans that are not supported by the government (like USDA, FHA and VA loans). They are typically for buyers who have “good” credit and have 5-20% to use as a down payment. They are stricter than FHA or VA, but by having low mortgage insurance rates (or none at all), they reward the buyer for their good credit.

Conventional Loan Highlights

  • Currently up to a $484,350 loan amount
  • No mortgage insurance with 20% down
  • Gift funds allowed (accepted for owner-occupied and second homes)
  • Flexible mortgage options

If it sounds like a conventional loan is right for you, fill out our secure and easy pre-qualification form. One of our loan officers will contact you quickly with your approval.