Conventional Mortgage Loans

Conventional mortgages are loans that are not supported by the government (like USDA, FHA and VA loans). They are typically for buyers who have “good” credit and have 5-20% to use as a down payment. They are stricter than FHA or VA, but by having low mortgage insurance rates (or none at all), they reward the buyer for their good credit.

Conventional Loan Highlights

  • Currently up to a $484,350 loan amount
  • No mortgage insurance with 20% down
  • Gift funds allowed (accepted for owner-occupied and second homes)
  • Flexible mortgage options

If it sounds like a conventional loan is right for you, click here for our secure and easy pre-qualification form. One of our loan officers will contact you quickly with your approval.

Loan product availability is subject to many factors including loan amount and qualification of borrower. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states in which the company holds licenses. Loan approval, note rate and annual percentage rate (“APR”) are dependent on factors including, but not limited to: loan program selected, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms, and interest rates are subject to change without notice.

Equal Housing Lender